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Mortgage & Protection Advice Tailored to Your Life

We believe that securing your financial future should be clear, simple, and personal. At Model Financial Solutions, we combine decades of industry expertise with a commitment to finding the right fit for every client, every time.

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About Us

A Different Kind of Financial Partner.

At Model Financial Solutions, we believe that securing a mortgage should be a milestone to celebrate, not a process to endure. Based in Surrey and Devon, our firm was founded on the principle that elite financial advice should be accessible, transparent, and - above all - centered on the individual. We navigate the complexities of the market to ensure your home and your future are built on a solid foundation.

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Stars on Google

Based on 100% genuine client feedback.

See why we're rated 5/5 stars on Google →
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236+

Dreams Turned into keys

Families and individuals we've successfully moved into their new homes.

30

Years of Expert Advice

Over 30 combined years of navigating the complex UK mortgage market.

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Who you work with

Our team

Meet our specialists 

Hannah Morrison
Financial Adviser

Since 2004, Hannah has been employed in the financial services industry. She began her career at Friends Provident, where she worked in the pensions administration department before transitioning to a mortgage and protection administration position at a London estate agency.

Emily Stonehill
Financial Adviser

Since 2016, Emily has been employed in the financial services sector. She began her career at St. James's Place, where she provided investment and pension services to wealthy clients. Emily obtained her mortgage certifications and transitioned to advising on mortgages and protection. She now collaborates with Hannah at Model Financial Solutions.

Louise Webb
Financial Administrator

Louise have worked at Model Financial Solutions since Summer 2021. She has 15 years’ experience of working in the mortgage sector. Previously she worked for different Lenders across various departments and she looks forward to liaising with you!

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Our values

Values behind our work

Client-Centric Approach

At Model FS, client objectives dictate our strategy. We move beyond transactional advice to offer personalized consultations, ensuring that every mortgage and protection solution is precisely calibrated to your individual needs and long-term security.

Transparency and Integrity

We operate on a foundation of absolute clarity, removing the ambiguity often found in financial jargon. By providing a comprehensive overview of all market options and associated costs, we empower you to make informed decisions with complete transparency.

Continuous Learning

The mortgage landscape is in a constant state of flux. We maintain a rigorous commitment to professional development, staying ahead of evolving lending criteria and regulatory shifts to ensure our clients always benefit from the most sophisticated solutions available.

Creativity & Innovation

Financial landscapes are rarely standardized. We specialize in navigating non-traditional lending scenarios, leveraging our deep industry insight to secure optimal outcomes for self-employed individuals, first-time buyers, and seasoned portfolio investors alike.

Proactive Protection

Securing your property is only the first step. We are committed to ensuring you can maintain your home regardless of life’s unforeseen challenges, providing expert guidance on life cover, critical illness, and income protection - ensuring your most valuable assets remain secure through every stage of your life.

Collaborative Teamwork

Choosing Model FS means engaging an entire network of expertise. Our specialists collaborate to share market intelligence and optimize your application process, ensuring a seamless transition from your initial consultation to the final acquisition of your property.

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Lets work together

Ready to secure your financial future? Reach out today to discuss your mortgage and protection needs. Let's start crafting your success story together.

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Privacy Policy |Cookie Policy |Menu of Fees |
© 2026 Model Financial Solutions
Your home may be repossessed if you do not keep up repayments on your mortgage.
We charge a fee for our advice, the fee charged will depend on your circumstances - our typical fee is £295.
Model Financial Solutions Limited is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
As with all insurance policies, conditions and exclusions will apply.
Wills are not usually regulated by the Financial Conduct Authority. Wills are arranged by introduction only.
Pensions and Investments are arranged by introduction only.
​Company Number: 08237137 Registered in England & Wales
FCA Number: 592442 Compliance No. Sol9192
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