Guides

Mortgage Insights & Home-Buying Guides

Expert knowledge made accessible. Explore our latest articles on mortgage rates, protection advice, and local property trends in Surrey and Devon to stay one step ahead in your property journey.

All Guides
First-Time Buyers
Mortgages
Martket Insights
Lifestyle
Explore our complete library of expert mortgage advice, market updates, and home-buying tips.

Rethinking protection for longer lifespans

The average age of the population is getting older, which will likely change the type of protection people need in future.
2 min read
Read guide

Make protection priority

A survey has revealed that homeowners are more likely to plan a new kitchen than seek out protection.
1 min read
Read guide

The UK’s fastest-rising house prices

Research from Rightmove has identified the UK towns that recorded the strongest house price growth last year
1 min read
Read guide

Life Insurance myths busted

Are you fully informed about life insurance? Here are some myths that still catch people out.
3 min read
Read guide

Is your home still properly insured?

Underinsurance is becoming an increasingly common problem for homeowners, making it more important than ever to check that your property is properly protected.
3 min read
Read guide

Insurance tips for movers and renovators

Moving home or renovating in 2026? Make sure you’re adequately covered.
1 min read
Read guide

Avoid this home insurance mistakes

Don’t accidentally invalidate your home insurance - here are the biggest mistakes that homeowners make and how to avoid them…
1 min read
Read guide

2026 property market outlook

As market conditions continue to evolve, prospective buyers and sellers might be wondering what will happen with property prices in 2026 and beyond.
3 min read
Read guide

Homebuyers warned about Stamp Duty scams

HMRC has warned buyers to be cautious of tax agents making false claims about Stamp Duty Land Tax (SDLT).
1 min read
Read guide

Get mortgage-ready this year

Hoping to move or remortgage this year? Here’s how to get mortgage-ready in 2026.
1 min read
Read guide

The rise of ultra-long mortgages

Data from the Financial Conduct Authority (FCA) indicates that more borrowers are opting for ultra-long mortgages in an effort to manage rising housing costs.
3 min read
Read guide

FTBs prioritise ‘forever homes’

New data indicates that first-time buyers (FTBs) are taking out longer mortgages to help them move straight into their ‘forever home’.
2 min read
Read guide

FTBs making smart sacrifices

A survey of homeowners has highlighted the savvy behaviours of today’s first-time buyers (FTBs).
1 min read
Read guide

What buyers are looking for

A survey from LRG has revealed the three most influential factors when buying a property, excluding price and location.
1 min read
Read guide

Predictions for house price growth

Savills has published its latest five-year outlook for the UK housing market, including predictions for house price growth between now and 2030.
2 min read
Read guide

Budget impact on landlords

Research suggests that landlords may be forced to raise rents to account for tax hikes announced in the Autumn Budget.
1 min read
Read guide

A recap of 2025 housing reforms

Last year saw significant housing reforms for renters and homebuyers – here’s a recap of what you need to know.
1 min read
Read guide

Borrowers favour a shorter fixed rate period

Data from the Bank of England shows that UK borrowers are currently favouring two-year fixed-rate deals.
2 min read
Read guide

Best commuter towns revealed

Research has revealed the best UK commuter towns, offering lower house prices whilst being in proximity to major cities.
1 min read
Read guide

An update on mortgage rates

Bank Rate may be at its lowest level since March 2023, but mortgage rates seem to be on the rise again.
1 min read
Read guide

A busy summer for housing

It was a busy summer of news for the housing market – here’s what you need to know.
3 min read
Read guide

Renovation over relocation

Millions of UK homeowners are choosing to renovate their existing home instead of moving.
1 min read
Read guide

Mortgage payments reach record high

Data from the Office of National Statistics shows that the average monthly mortgage repayment has surpassed £1,000 for the first time on record.
1 min read
Read guide

More FTBs using LISAs to buy home

Data shows that the number of people buying a home with a Lifetime ISA (known as LISA) increased in the 2024/25 tax year.
1 min read
Read guide

Buyers supported by government scheme

In July, the Labour government’s permanent Mortgage Guarantee Scheme became available, after the previous iteration supported over 56,000 mortgage completions.
1 min read
Read guide

Is your mortgage deal coming to an end?

Over 760,000 borrowers will be considering their mortgage options as their fixed-rate deals come to an end this year.
1 min read
Read guide

The nation is confused by leaseholding

If you find it difficult to understand leasehold and freehold, you’re not alone.
1 min read
Read guide

House prices outstrip wage growth

Over the last year, house prices have increased 5.3 times faster than the rate of earnings.
1 min read
Read guide

2025 house sales show some promise

End of year statistics for 2025 offer some reasons to be optimistic about the housing market.
1 min read
Read guide
Everything you need to know about the journey to homeownership, from LISAs to government schemes.

FTBs prioritise ‘forever homes’

New data indicates that first-time buyers (FTBs) are taking out longer mortgages to help them move straight into their ‘forever home’.
2 min read
This is some text inside of a div block.
Read guide

FTBs making smart sacrifices

A survey of homeowners has highlighted the savvy behaviours of today’s first-time buyers (FTBs).
1 min read
This is some text inside of a div block.
Read guide

What buyers are looking for

A survey from LRG has revealed the three most influential factors when buying a property, excluding price and location.
1 min read
This is some text inside of a div block.
Read guide

More FTBs using LISAs to buy home

Data shows that the number of people buying a home with a Lifetime ISA (known as LISA) increased in the 2024/25 tax year.
1 min read
This is some text inside of a div block.
Read guide

Buyers supported by government scheme

In July, the Labour government’s permanent Mortgage Guarantee Scheme became available, after the previous iteration supported over 56,000 mortgage completions.
1 min read
This is some text inside of a div block.
Read guide
Stay informed with technical guides on interest rates, borrowing limits, and choosing the right deal.

The rise of ultra-long mortgages

Data from the Financial Conduct Authority (FCA) indicates that more borrowers are opting for ultra-long mortgages in an effort to manage rising housing costs.
3 min read
This is some text inside of a div block.
Read guide

Borrowers favour a shorter fixed rate period

Data from the Bank of England shows that UK borrowers are currently favouring two-year fixed-rate deals.
2 min read
This is some text inside of a div block.
Read guide

An update on mortgage rates

Bank Rate may be at its lowest level since March 2023, but mortgage rates seem to be on the rise again.
1 min read
This is some text inside of a div block.
Read guide

Mortgage payments reach record high

Data from the Office of National Statistics shows that the average monthly mortgage repayment has surpassed £1,000 for the first time on record.
1 min read
This is some text inside of a div block.
Read guide

Is your mortgage deal coming to an end?

Over 760,000 borrowers will be considering their mortgage options as their fixed-rate deals come to an end this year.
1 min read
This is some text inside of a div block.
Read guide
Deep dives into the property market trends, price predictions, and housing reforms affecting Surrey and Devon.

Make protection priority

A survey has revealed that homeowners are more likely to plan a new kitchen than seek out protection.
1 min read
This is some text inside of a div block.
Read guide

The UK’s fastest-rising house prices

Research from Rightmove has identified the UK towns that recorded the strongest house price growth last year
1 min read
This is some text inside of a div block.
Read guide

2026 property market outlook

As market conditions continue to evolve, prospective buyers and sellers might be wondering what will happen with property prices in 2026 and beyond.
3 min read
This is some text inside of a div block.
Read guide

Predictions for house price growth

Savills has published its latest five-year outlook for the UK housing market, including predictions for house price growth between now and 2030.
2 min read
This is some text inside of a div block.
Read guide

Budget impact on landlords

Research suggests that landlords may be forced to raise rents to account for tax hikes announced in the Autumn Budget.
1 min read
This is some text inside of a div block.
Read guide

A recap of 2025 housing reforms

Last year saw significant housing reforms for renters and homebuyers – here’s a recap of what you need to know.
1 min read
This is some text inside of a div block.
Read guide

A busy summer for housing

It was a busy summer of news for the housing market – here’s what you need to know.
3 min read
This is some text inside of a div block.
Read guide

The nation is confused by leaseholding

If you find it difficult to understand leasehold and freehold, you’re not alone.
1 min read
This is some text inside of a div block.
Read guide

House prices outstrip wage growth

Over the last year, house prices have increased 5.3 times faster than the rate of earnings.
1 min read
This is some text inside of a div block.
Read guide

2025 house sales show some promise

End of year statistics for 2025 offer some reasons to be optimistic about the housing market.
1 min read
This is some text inside of a div block.
Read guide
Practical advice for life beyond the mortgage - commuter town guides, renovation tips, and local insights.

Rethinking protection for longer lifespans

The average age of the population is getting older, which will likely change the type of protection people need in future.
2 min read
This is some text inside of a div block.
Read guide

Life Insurance myths busted

Are you fully informed about life insurance? Here are some myths that still catch people out.
3 min read
This is some text inside of a div block.
Read guide

Is your home still properly insured?

Underinsurance is becoming an increasingly common problem for homeowners, making it more important than ever to check that your property is properly protected.
3 min read
This is some text inside of a div block.
Read guide

Insurance tips for movers and renovators

Moving home or renovating in 2026? Make sure you’re adequately covered.
1 min read
This is some text inside of a div block.
Read guide

Avoid this home insurance mistakes

Don’t accidentally invalidate your home insurance - here are the biggest mistakes that homeowners make and how to avoid them…
1 min read
This is some text inside of a div block.
Read guide

Homebuyers warned about Stamp Duty scams

HMRC has warned buyers to be cautious of tax agents making false claims about Stamp Duty Land Tax (SDLT).
1 min read
This is some text inside of a div block.
Read guide

Get mortgage-ready this year

Hoping to move or remortgage this year? Here’s how to get mortgage-ready in 2026.
1 min read
This is some text inside of a div block.
Read guide

Best commuter towns revealed

Research has revealed the best UK commuter towns, offering lower house prices whilst being in proximity to major cities.
1 min read
This is some text inside of a div block.
Read guide

Renovation over relocation

Millions of UK homeowners are choosing to renovate their existing home instead of moving.
1 min read
This is some text inside of a div block.
Read guide
Get in touch

Let's work together

Ready to take the next step? Whether you're a first-time buyer or looking to protect your family's future, our expert advisers are here to provide clear, jargon-free guidance tailored to you.

Get in touch
Multicolored Model FS Banner